NOTE: This does not include my 9-5 income.

Okay, I’m going to be honest. The title is a little misleading, there were some things in play that allowed me to pay off all of my credit card debt (about $10K worth) and put over $17k in savings so let me mention the things that helped me get there in the first place, that might not help you.

The reason why I wanted to start off with that is because folks tend to talk about how they saved all this money or paid off x amount of debt, but don’t tell you a lot of things that helped you get there in the first place. If we weren’t in the middle of a pandemic, I probably would still be putting money on my credit cards to go on trips because that is definitely my biggest weakness.

Now, on how I did it — because with all of that considered, I was still able to make about $17k In 10-Months.

And I did it by starting my own business. While my 9-5 income went to life expenses + credit card debt, my business income went to savings + credit card debt (yeah, I had a lot..).

I’ve done so much to pay off my debt + put so much aside. I had a lot of expenses such as rent (in California which is ridiculous in of itself), a car payment, car insurance, utilities, internet, credit card fees, subscriptions, business investments, a lot of traveling, ordering food, and “treating myself”.

My business started as a way for me to make a couple extra hundred dollars a month, I dreamed of being a full-time entrepreneur one day, but never thought I would have been able to make that life choice just 15 months after opening my business.

It took a lot of hard work, mistakes, and late nights. So if you’re reading this looking for a quick way to make a lot of money, this ain’t it.

But it only took one person to believe in me to be where I am today. (Honorable mention to Kayley Robsham, my amazing business coach just over a year ago, turned boss!).

For those of you who are just starting or even thinking about starting, you can definitely do it too. It just takes a lot of time, hard work and a ton of patience.

Here’s an Adult Pro-Tip for you: Put your savings into a High Yield Savings account (like with CIBC or Ally) to make money on your money that is just sitting in the bank! You can a 1-1.15% APY while banks such as Chase, Wells Fargo, Bank of America, etc only give you 0.01%! Depending on how much money you have in savings, it could be a nice little bonus!

If you have any questions or want to chat a bit more about what I do, feel free to send me an email at or shoot me a DM on IG at @_janerodriguez.

Talk to you soon!